Essential resources to help you secure safe and affordable housing
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Affordable Housing Unit Provider
Davidson Housing Coalition
Provides inventory of affordable rental and homeownership units and creates affordable housing options. Prepares families and individuals for financial stability and homeownership. Some veteran preference units are designated.
Applicants must live in the following zip codes: 28070, 28078, 28035, 28036, or 28031
Lake Norman Community Development Corporation
Will provide a listing of lower cost rental units in the Lake Norman area upon request.
Applicants must live in the following zip codes: 28031, 28078, 28070, 28035, or 28036
Down Payment Assistance
Town of Davidson
Designed to assist low-income households earning up to 80% of the Mecklenburg County area median income in Davidson with down payment and closing costs to purchase a home. The assistance from the Town of Davidson Homebuyer Assistance program is in the form of a no payment, no interest loan that is forgiven in increments during the occupancy/ownership of the home. Funds for the program are from the Department of Housing and Urban Development (HUD).
Applicants must live in the following zip codes: 28035 or 28036
Lake Norman Community Development Corporation
A down payment assistance program will be launched by January 2025 for specific income ranges. Details available on the website.
Applicants must live in the following zip codes: 28031, 28078, 28070, 28035, or 28036
Eviction Prevention Assistance
Town of Davidson
Designed to assist low-income households earning up to 80% of the Mecklenburg County area median income in Davidson with down payment and closing costs to purchase a home. The assistance from the Town of Davidson Homebuyer Assistance program is in the form of a no payment, no interest loan that is forgiven in increments during the occupancy/ownership of the home. Funds for the program are from the Department of Housing and Urban Development (HUD).
Applicants must live in the following zip codes: 28035 or 28036
A Home For All – Led by United Way of Greater Charlotte
Contact a Home for All to be linked to the facilitating partnering organizations.
Applicants must live in Mecklenburg County
Crisis Assistance Ministry
A one-stop financial assistance organization that can assist with rental evictions, utility shut-offs and other household needs.
Applicants may live in any zip code in North Mecklenburg County.
Legal Aid of North Carolina
Provides support to North Carolinians who are unable to afford an attorney. If you need help avoiding eviction or other housing issues, Legal Aid of North Carolina may be able to help.
Foreclosure Prevention
Alliance Credit Counseling
A variety of assistance and support programs including bankruptcy counseling, mortgage delinquency advice, credit repair reduction solution, budget advice, home buyer education, foreclosure counseling, and reverse mortgage advice.
Applicants may live in any zip code in North Mecklenburg County.
North Carolina Finance Agency
Provides free Foreclosure Prevention counseling and Housing Stability counseling. Their NC Homeowners Assistance Fund can aid NC homeowners wit housing payments, mortgage payments, and housing-related costs.
Applicants may live in any zip code in North Mecklenburg County.
The North Carolina Foreclosure Mediation Program
A clerk of court may be able to delay the foreclosure process for up to 60 days as needed. The delay of the foreclosure hearing will provide the homeowner more time to work out a payment plan with the bank, mortgage servicer, or lender. The ultimate goal of the program is to allow the homeowner to stay in the home.
Applicants may live in any zip code in North Mecklenburg County.
Homeless Prevention & Emergency Housing
Ada Jenkins Center
Connects individuals who are unsheltered with the proper resources. A Street Outreach Coordinator will meet with individuals and families to share emergency supplies and connect them with helpful resources.
Applicants must live in the following zip codes: 28070, 28078, 28035, 28036, or 28031.
Charlotte Emergency Housing, Inc
A 14-bedroom facility that provides short-term shelter and comprehensive services for homeless families and single women. This is the only County shelter that accommodates families with adult or adolescent ales. Rainbow Room licensed childcare facility on site for up to 12 preschool children.
Applicants may live in any zip code in North Mecklenburg County.
Hope House Foundation
Provides housing and support services for single, unaccompanied women and women with children experiencing situational homelessness in a pleasant congregant living environment.
Applicants may live in any zip code in North Mecklenburg County.
Roof Above
Connects individuals with shelter services, short term and transitional housing, permanent supportive housing, and substance abuse treatment programs with housing.
Applicants may live in any zip code in North Mecklenburg County.
Transitional Housing
Hope House Foundation
Provides housing and support services for single, unaccompanied women and women with children experiencing situational homelessness in a pleasant congregant living environment.
Applicants may live in any zip code in North Mecklenburg County.
Rental Assistance
Lake Norman Community Development Corporation
Provides long-term rental assistance to people earning between 50% and 100% of the area median income as long as applicants agree to attend financial coaching program. An AMI chart is on the website.
Applicants must live in the following zip codes: 28031, 28078, 28070, 28035, or 28036.
Ada Jenkins Center
Provides limited rental assistance. Applicants must earn less than 60% of the area media income (AMI) and complete necessary applications. As AMI chart is on the website.
Applicants must live in the following zip codes: 28070, 28078, 28035, 28036, or 28031.
A Home For All – Led by United Way of Greater Charlotte
In early 2025 regional partners will receive funding to facilitate rental assistance of up to $6,000 per year. Applicants must earn 50-80% of the average median income. Contact a Home for All to be linked to the facilitating partnering organizations.
Applicants must live in Mecklenburg County.
Home Repairs for Homeowners
Davidson Housing Coalition Home Preservation
Provides critical home repairs to people who live in Davidson, and prioritizes services to homeowners who are elderly, disabled, single parents, or large households of five or more residents, including children. Your income must be 80% or less than the average area income. They address accessibility issues, minor electrical issues or lighting upgrades, drywall, plumbing, and roofs. Contact DHC for more information.
Applicants must live in the following zip codes: 28035 or 28036.
Habitat for Humanity
Provides urgent, major repairs at a subsidized rate, allowing homeowners to remain in their homes. Will repair health and safety concerns such as, but not limited to: unsafe roofing or flooring, lack of heat, electrical or plumbing hazards, and accessibility updates including handrails, ramps, and bathroom modifications.
Applicants may live in any zip code in North Mecklenburg County.
Lake Norman Community Development Corporation
Provides funds to non-profit organizations providing urgent and critical home repairs in Huntersville, Cornelius, or Davidson. The LKN CDC can connect a homeowner needing repairs to a provider and assist with the necessary application paperwork to apply to the recommended provider.
Applicants must live in the following zip codes: 28031, 28078, 28070, 28035, or 28036.
Rebuilding Together of Greater Charlotte
Repairs homes, revitalizes communities, and rebuilds lives by mobilizing community volunteers and contractors to provide repairs that make homes safer and healthier for our neighbors in need. Also partners with other local organizations to connect the community with resources to meet their needs and create vibrant neighborhoods. By appointment only.
Applicants may live in any zip code in North Mecklenburg County.
She Built This City
A women-led and women-focused organization that provides critical repairs for women-headed households and women-focused community spaces to empower women homeowners, business owners, and community leaders.
Applicants may live in any zip code in North Mecklenburg County.
Town of Davidson
The Town of Davidson’s Essential Home Improvement Program provides an application process for residents within a certain income range.
Applicants must live in the following zip codes: 28035 or 28036.
Home Repairs for Seniors and Special Needs Residents
For The Struggle
Through a program called Elder Response Initiative, assists seniors in historically and predominately black communities with completing critical home repairs.
Applicants should live in a historically black community in any North Mecklenburg zip code.
Just 1 Call
Provides resource support for seniors and adults with disabilities. A one-stop source for information about housing, transportation, healthcare services, and products, social security, insurance, financial aid, leisure and social activities, legal services, and more.
Applicants may live in any zip code in North Mecklenburg County.
Rebuilding Together of Greater Charlotte – Safe At Home
Designed to improve aging-in-place outcomes for low-income older adults and people living with disabilities. By appointment only.
Applicants may live in any zip code in North Mecklenburg County.